Better Viatical and Life Settlement Information for Consumers, Professionals and Investors.

Information. For viatical and life settlements information can be crucial. Essential to obtaining the best settlement for yourself or your client. Lack of information will cost you thousands, maybe tens of thousands of dollars or more.

Consumers Need to Know

What is the difference between a viatical and a life settlement? Which type of life insurance settlement is right for you? Who is eligible and what are the requirements? Is the settlement you are considering a good offer? How can you find a reputable company or agent? How can you find other offers? What scams should you be aware of?

Financial Professionals Need to Know

Are your credentials sufficient or do you need an additional license? Who regulates settlements in your area? Is there any new legislation pending? How can you find the best offer for your clients? What disclosures are required?

Investors Need to Know

What types of life settlement investment are available? What are the risks? How can those risks be minimized? What kind of returns can you expect? When can you expect to see a return? How are these investments valued?

These questions and others require information about the viatical industry and the life insurance settlement process. Life insurance in general is a confusing issue for many. Even more so the process of trying to sell a life insurance policy for a portion of its death benefit. It is our purpose to provide information and resources to aid you in this process.